Personal checks have reached almost the last stage of the product life cycle. The usage of personal check is fading away since better options are intruded in the payment market which are easier than ever when used. Though there are a good number of retailers available which still accept paper checks as many check users are left in the market. The buyer has to mail the paper check to the retailer and the procedure of delivery begins when check is received. This is a matter of time because the checks delivered need to be verified first. There are a few sites available which accepts electronic checks and the number is decreasing.
Sites that accepts personal checks for online shopping
When you are at the last stage of shopping journey which is payment you have to select “add a checking account” when you land on the payment page. After selecting it you will be directed to page where you have to put your name, account number, routing number, address and any national ID number.
Different categories like Real Estate or Motors or items that needs to be collected by physical presence sellers will accept personal checks when the deal is done in person after a successful bid or checking out from fixed price items.
There is a “mail in order form” available that needs to be printed out to fill it up with required information and with the pay check. This is to let you know that checks above $500 are not accepted.
Checks must be:
** Written “Payable to Foot Locker”
** Received in no more than 15 days from date written on the check
** Provided with personal details
** Signed by the person of personal details
** Foot Locker is going to charge you $25 if the check is returned due to insufficient fund
Walmart accepts check via through a program namely “Pay with Cash”. After placing the order select pay with cash when you are about to check out. Then pay a visit to your nearest Walmart to pay the check. The order will be delivered after the payment is registered. A point to be noted that pay with cash or check is applicable for limited items.
A special phone number is dedicated to serve you when you are about to pay with a check. Please Call (800) 299-9470 to talk to the payment representative. After about a week the delivery is made if the everything goes right with the check.
B&H maintains a customer service phone number where you can call and ask to pay by personal checks. When you call (800) 952-3386 you will be instructed to write a quote number on the check and mail it to them so the quote can be used as reference to ease the procedure of linking the payment to transection.
For details please check out the link
You can call (408) 350-1484 to directly order the product you want and then send the mail including the check to Fry’s Electronics, Dept #33521, P.O. Box 39000, San Francisco, CA 94139. The delivery will be made within 10 days.
For details please check the link
When checking out choose the option “check/money order,” and press continue to place the order on the page you landed. If the order is placed, QVC will provide you with an address to mail your check along with an order number, that should be written on the check you are going to mail. In case, QVC does not receive the check within a period of 10 days, there is a possibility of the order being cancelled.
Cabela’s accepts electronic check. You can call their customer service number (800) 237-4444 to set up the payment procedure.
You have to fill up form which you can download from the link below https://www.orientaltrading.com/pdf/OrderForm.pdf to make the payment along with the check. You have to mail the docx to ORIENTAL TRADING CO., INC., P. O. Box 2308, Omaha, Nebraska 68103-2308. Things to mention that your current account must be printed on the check but if there is a PO box number available you can simply write you address on the check. $20 is going to be charged if the check is returned due to insufficient fund.
Checking account as an alternative to Checks
Solving all the problems of physical check, checking account has been introduced to save you all the time it takes and make you hassle free. A checking account is a current account of a bank that is connected with PayPal (an alternative international platform to checks payments). You can open a PayPal account and link it to your current account of the bank to make payments online.
Know that PayPal is a secured and worldwide recognized online payment service which is accepted by giant sites like Amazon, eBay and more a thousand sites. Oh yeah! Opening an account in PayPal is absolutely free. To link your bank account to your PayPal account you have to go to the “PayPal Wallet” and choose “Link a Card or Bank”. From that page you will have access to your bank account log in instantly or put your routing number and account number and wait till PayPal Verifies it. When the account is verified you can choose PayPal while checking out and pay using you checking account.